Bankruptcies are filed under the following chapter headings:

Chapter 7 — Straight Bankruptcy: debtor gives up non-exempt property and debt is charged.

Chapter 11 — Allows companies and individuals to restructure debts to repay them.

Chapter 12 — Allows family farmers to restructure finances to avoid liquidation for foreclosure.

Chapter 13 — Plan is devised by the individual to pay a percentage of debt based on ability to pay. All disposable income must be used to pay debts.

Information provided by the U.S. Bankruptcy Court in Spokane.

CHAPTER 7

Miguel A. and Cindy S. Gutierrez, 1001 W. Fourth Ave., Kennewick.

Jeremy A. and Christine M. Ball, 1308 Alameda Court, Richland.

Robert L. G. and Elizabeth J. Ortiz, 7322 W. Bonnie Ave., Kennewick.

Aaron Haro, 3712 Roberta Road, Pasco.

Kyle J. Daniels, 4205 W. Argent Road, Pasco.

Victor O. and Socorro Gutierrez, 311 N. Beech Ave., Pasco.

Gilberto Lazaro, 2906 W. Seventh Ave., Kennewick.

Mitchell May, 632 N. Arthur, Kennewick.

Vincent E. Kerchal, 1600 S. Ione St., Kennewick.

Jacob W. and Abadeen F. Peters, PO Box 1184, Connell.

Mark D. Holt, 2100 Bellerive Drive, Richland.

Delia Gonzalez, 4331 Hendricks Road, Connell.

Kimberly R. Saworski, 1620 Teal Court, West Richland.

Alicia M. Scott, 2102 W. 34^th Ave., Kennewick.

Adrena K. Tracy, 460 N. Arthur St., Kennewick.

Juan C. Garza, 1919 W. Hopkins St., Pasco.

Jimmy A. John, 5008 W. 32^nd Ave., Kennewick.

Brittany M. Icayan, 2513 Durportail St., Richland.

Sergio Mendoza, 1814 W. Marie St., Pasco.

Silvia Y. Lopez-Lazo, 1007 S. Gum St., Kennewick.

Jason M. Haggerty and Courtney L. Brown, 208 Wright Ave., Richland.

Hector L. Mendoza, 620 N. Tweedt, Kennewick.

Darla K. Don, Po Box 297, Prosser.

Vanessa Garcia, 119 S. Elm, Pasco.

Alex Catalan, 705 N. 25^th Court, Pasco.

Jerry D. and Bobbie L. Haug, 25212 N. 251 PRNW, Benton City.

Ronald and Linda Fields, 3300 SW Payette Ave., Kennewick.

Tim G. Montgomery, 6102 N. Road 68, Pasco.

Lori A. Ganders, 1109 Potter Ave., Richland.

Ryan J. and Atalia Grogan, 810 N. Johnson St., Kennewick.

Franklin Lopez, 416 N. Waldamar Ave., Pasco.

Ashley R. Meadows, 465 N. Arthur St., Kennewick.

Daniel Hunt, 216 E. First Place, Kennewick.

Tammye K. Bowen, 3626 Rocky Mountain Road, West Richland.

Karely Hueso, 2710 E. Helena, Pasco.

Darlene W. Pogue, 2406 W. Bruneau Ave., Kennewick.

Salvador G. Barragan, PO Box 121, Eltopia.

Oscar Hernandez, 608 N. Arbutus Ave., Pasco.

Caren Godinez, 5031 W. Clearwater Ave., Kennewick.

Courtney M. Vowels, 6408 Dodger Drive, Pasco.

Maria V. Campos, 116 E. Seventh Ave., Kennewick.

Freddy O. and Guadalupe Martinez, 2410 W. Seventh Ave., Kennewick.

Jeniffer N. Boyles, 205 S. Washington St., Kennewick.

Alfredo D. Casimiro, 5704 W. Court St., Pasco.

Jack W. and Tracie S. Burger, 15203 N. Albro Road, Prosser.

Juliette Moody, 1509 Ferrell Land, Richland.

CHAPTER 13

David Hernandez, 4421 W. Marie St., Pasco.

Travis W. Ouderkirk and Liset Ruiz, 606 Torbett St., Richland.

Jay John, 4301 W. 35^th Court, Kennewick.

Alvaro Gonzalez, 6405 Chapel Hill Blvd., Pasco.

Jose M. Rojas, Jr. and Wendy L. Hernandez, 5213 W. 32^nd Ave., Kennewick.

Elizabeth Mujica, 4212 Cochins Lane, Pasco.

Michael R. Meyer, 5412 W. 23^rd Ave., Kennewick.

James M. Swanson, 103 N. Lincoln St., Kennewick.

Judy M. L. Cruz, 502 Cascade Court, Prosser.

Juan M. Velasco, 4505 W. Brown St., Pasco.