Bankruptcies are filed under the following chapter headings:
Chapter 7 — Straight Bankruptcy: debtor gives up non-exempt property and debt is discharged.
Chapter 11 — Allows companies and individuals to restructure debts to repay them.
Chapter 12 — Allows family farmers to restructure finances to avoid liquidation for foreclosure.
Chapter 13 — Plan is devised by the individual to pay a percentage of debt based on ability to pay. All disposable income must be used to pay debts.
Information provided by the U.S. Bankruptcy Court in Spokane.

CHAPTER 7

Moises Reyes & Alisa Reyes, 312 W. 11th Ave., Kennewick.

Kevin Zarndt, 6502 Ridgeline Drive, Kennewick.

Alejandra Navarro Medina, 907 W. Opal St., Pasco.

James David Cowan, 7715 W. Dradie, Pasco.

Jenny Lisseth Cervantes, 5702 Pierre Drive, Pasco.

Cesar Oregon, PO Box 4799, Pasco.

Kim S. Reis, 2499 Brodie Lane, Richland.

Esperanza Y. Corona, 5100 W. Clearwater Ave., Apt. D205, Kennewick.

CHAPTER 13

Michael Cargill & Cheryl Cargill, 415 S. Beech St., Kennewick.

Jeraldin Sara Lopez, 850 Aaron Drive, Apt. 109, Richland.

Patricia Louise Allen, 439 N. Douglas Ave., Pasco.

Daniel Lee Martinez, 167 Newhaven Place, Richland.